The client was a reputable food supplier who had built a strong reputation in Singapore’s F&B sector, providing high-quality frozen produce and specialty ingredients to restaurants and catering companies. Among his regular customers was a mid-sized restaurant chain that had recently expanded to multiple outlets and gained attention for its modern dining concept. Business seemed …
The client runs a specialized company that designs and produces custom industrial signage—everything from safety boards for oil rigs to large-scale, weatherproof instruction panels for factories and warehouses. His business depends on upfront investment: design labour, materials, metal fabrication, printing, and logistics all happen before a single cent is collected. The debtor was a facilities …
When the client approached JMS Rogers, they were at a breaking point. Their longstanding debtor owed them SGD $68,000—an amount that had been accumulating over several months. What once was a thriving business relationship had deteriorated into a series of missed payments and vague promises. As the situation worsened, the client knew that their own …
The client, a seasoned entrepreneur in the luxury perfume industry, had built his business from the ground up, supplying exclusive fragrances to high-end retailers. When a well-known boutique chain (the debtor) approached him for a partnership, it seemed like a perfect match. They placed a large order worth SGD 210,000, promising full payment within three …
Case Study: The Recovery of a High-Value Debt Through Tactical Field Enforcement and Strategic Tracking Our client, a high-end food distribution company, approached us with a pressing issue. A restaurant chain had accumulated an outstanding balance of SGD 350,000 over several months. Despite multiple reminders and agreed-upon payment terms, the debtor failed to make any …
The client, a reputable construction firm, completed a major renovation project for a leading retail chain, only to face an unexpected setback when the debtor—a small contracting company handling post-project services—vanished, leaving an outstanding debt of $150,000. This alarming situation threatened the client’s cash flow and long-term financial stability, prompting them to seek expert intervention …
The client, a dedicated small business owner, approached JMS Rogers seeking to recover a significant sum of SGD $135,000 lent to a longstanding partner to fund a new venture. After carefully examining the evidence provided by the client, JMS Rogers confirmed that a debt existed. Despite initial verbal assurances, the partner soon began making excuses …
The client was a small business owner who had been working with the debtor, a supplier, for over five years. When the debtor offered a discounted bulk order for raw materials, the client eagerly transferred SGD $84,000 upfront to secure the deal. The debtor promised delivery within four weeks. However, weeks turned into months, and …
The client had always been close to her cousin, the debtor. When the debtor approached her for a loan of SGD $55,000 to expand his retail business, she agreed without hesitation. They decided on a repayment period of one year, but no formal agreement was drafted. The debtor promised to repay once his business improved. …
Case Study #033: $55,000 Retail Business Expansion Read More »
The client and the debtor had been close colleagues in the tech industry for over a decade. When the debtor proposed launching a new app targeting small businesses, the client was intrigued. The debtor requested a loan of SGD $85,000 to cover development costs, promising to repay the client within two years once the app …
