Month: December 2025

The client and the debtor first crossed paths years ago within the renovation and interior design industry. Their relationship was never casual; it was built through professional exchanges, project collaborations, and mutual respect earned over time. When the debtor later established his own renovation and interior design company, the client remained supportive from a distance, …

Case Study #058: $85k Renovation Debt Read More »

What began as a gesture of trust soon became a stark lesson in accountability. The client had known the debtor for nearly a decade through various professional networks. Their relationship was cordial, built on mutual respect and casual collaboration over the years. So, when the debtor approached the client for a personal loan of SGD …

Case Study #057: $68k Personal Loan Excuses Read More »